- MoneyCenters i 1,800 o kāna mau hale kūʻai kūʻai he 4,300 maʻAmelika Hui PūʻIa
- Nā pānaʻi liʻiliʻi liʻiliʻi ma nā hale kūʻai o Sam's Club
- ʻO nā laikini kūʻai maʻAna a me Mexico
- ʻO nā lālā Banco Walmart i 263 mau hale kūʻai ma 31 mau kūlanakauhaleʻo Mexico
- ʻO ke kumu nui no kahi Walmart Rewards MasterCard ma Canada
ʻO kēia mau hoʻololi ma nā hoʻolālā lōʻihi.
ʻO ka mua, he mau lōʻihi o nā kāpena nui e loaʻa ana i nā'aleʻa kūʻokoʻa, nā kumukūʻai liʻiliʻi liʻiliʻi a me nā hoʻolimalima, kahi hoʻolimalima hale ma loko o ko lākou wahi no nā lālā liʻiliʻi e mālama ana i nā mea kūʻai, me nā hola lōʻihi e pili ana i nā mea i loko o ka lālāʻoi. I kēia wā, liloʻo Walmart i mea konohiki nui no nā keʻena o ka hoʻolahaʻana i nāʻauhauʻauhau o ka'āinaʻo H & R Block a me Jackson Hewitt. ʻO ka lua, ma nāʻoihana'ē aʻe o ka'āina (ʻo ke aupuniʻoʻAmelika Hui PūʻIa),ʻo nā mēmika nui nui e like me Tesco he moʻolelo no ka hoʻokumuʻana i nā lālā mālama kālā no lākou iho e hana i ko lākou hale kūʻai.
Uaʻike kekahi o nā mea nānā aku he nui loa aku kaʻoi aku o nāʻoihana kūʻai nui ma mua o ka hāʻawiʻana i kaʻoihana kūʻaiʻoi aku ma mua o nā kāpili, iʻoi aku ka maopopo ma ka lawelaweʻana i ka lawelawe i ka waiwai (Pūʻulu Kūikawā ma ka Waihona PūnaeweleʻAmelika, The Economist , Mei 16, 2009). Hōʻike lākou i nā mākaʻikai he māʻokoʻa paʻakikī i ko lākou uku liʻiliʻi no ka loaʻaʻana o ka mea kūʻai, no ka nui o nā mea kūʻai e lawelawe nei lākou i kēlā me kēia lā.
Wahi a Walmart MoneyCenters i kēia mau lawelawe:
- ʻIke i nā kālā (e hoʻololiʻia i nā hale kūʻai o nā US a pau)
- Ke hāʻawi kālā
- ʻO nā kauoha kālā
- ʻO ka uku kālā
- Nā kālepa hoʻolimalima e hoʻopaʻiʻia
- Kāleka Kāleka
- E hoʻopaʻa i nā leka (nā kauoha kikowaena wale nō)
E mālama i nā uku kālā
Ke nānā neiʻo Walmart i ka mālamaʻana i nā haʻahaʻa haʻahaʻa i kēlā me kēia kanaka i nele i ka pili kālā.
ʻO Walmart MoneyCenters e uku i $ 3.00 i ka uku uku kālā, nā aupuni a me kaʻauhauʻauhau (akāʻaʻole hoʻokahi) kahi $ 1,000 a emiʻole, a he pālaki $ 6.00 no nā mākia ma luna o $ 1,000, aʻoi aku i $ 5,000. E hōʻoia i nā lawelawe kālā, hoʻokaʻawale, e like me ka uku i nā papahana e puka mai ana mai ka 2% ma nā mākaʻi a ke aupuni i 4% ma nā leka uila uku, no ka LexʻOkakopa i ka lā 23 o Iune 2010 o ka Financial Times .
ʻO ka Market Unbanked and Underbanked
He nui nā māhele makamae no Walmart,ʻoiai ua hoʻomaopopo ka FDIC e pili ana i kahi 17 miliona mauʻohana US, aiʻole 7.7% o ka hōʻuluʻuluʻana, (ʻo ia hoʻi, me ka loaʻaʻole o nāʻae kālā a me nā pili kālā), a he 40 miliona mau home, a 18% paha, ua hoʻolālāʻia. Ma ka 2008 i aʻoʻia e ka mea noiʻi makaikaiʻo Aite i loaʻa iā Walmart he 11% o ka mākaʻi loaʻa kālā ma kēlā manawa ("Banks vs. Wal-Mart:ʻElua Makahiki" ma Bloomberg Businessweek ,ʻAukake 15, 2011). ʻOiaʻiʻo, hāʻawi pūʻo Walmart i nā uku hoʻolimalimaʻole no ka lawelaweʻana i kēia māhele o kāna kumu kūʻai.
ʻO ke Komohana Green Dot
Loaʻa iā Walmart kekahi wahi kiko'īʻuʻuku e pili ana i 1% ma Green Dot, he mea hoʻopuka uku e kākoʻo ana i nā Wadsart MoneyCards mua, a me ka hoʻopuka houʻana, he mea'ē aʻe no nā mea kūʻai liʻiliʻi iʻole e loaʻa kālā.
I kēia manawa, ua loaʻaʻo Green Dot i ka Bonneville Bank, kahi kālepaʻoihana kālepa ma Utah. ʻOiai e hiki ke hāʻawi iā Walmart i kumu no ka hāʻawiʻana i nā lawelawe'auki piha ma ka US, ua ho'ōki kaʻaha i ka hahaiʻana i kahi palapala laina ma ka 2007, ma hope o ka kū'ēʻana i ke kū'ē nuiʻana mai nā mea kū'ē'ē politika a me nā hoʻokūkū makaʻu. Lohiʻia nā lobbyists no kaʻoihana kālepa e hoʻolālāʻia ka Walmart MoneyCenters e ke Keʻena Puke Lapaʻo Loaʻa i hanaʻia e ka palapala Dodd-Frank (a ma Bloomberg Businessweek ,ʻAukake 15, 2011).
Nā Loina Likina Pāʻani
Hiki i nā poʻe o ka Walmart's Club hale kūʻai ke loaʻa i nā hana liʻiliʻi a hoʻomaka i nā pāʻoihanaʻoihana $ 5,000 a $ 25,000 ma o ka papa hana noinae pūnaewele me nā uku i ukuʻoleʻia. ʻO ka Higior Financial Group, he mea hoʻoili i nā loans, he mea hoʻopuka kūʻokoʻaʻo Small Administration Business Administration (SBA),ʻaʻoleʻo Walmart.
Ua hoʻolahaʻo Walmart i ka polokalamu ma ka makahiki 2010, ma muli o kahi noiʻi i 2009 i hōʻikeʻia ai he 15% o nā huiʻoihana o Sam i hōʻikeʻia ua hōʻoleʻia lākou i ka hōʻai'ē.
Walmart aiʻole Wal-Mart
ʻO kaʻenehana makua nō ia i ka Wal-Mart Stores, Inc. no ka mea ,ʻo ka pepa inoa a me kaʻoihana pilikino e pili nei he hua'ōlelo hoʻokahi wale nō me ka huapalapala, Walmart . ʻO kekahi mau puke, e like me ka Wall Street Journal a me Bloomberg Businessweek e hoʻohana iā Wal-Mart. ʻO kekahi poʻe, e like me ka Pūnaewele Pūnaewele e pili ana i ke alakaʻi o kahi pūnaewele pūnaewele o kahi pūnaewele, e hoʻohana ana iā Walmart, e like me ka hōʻailona hou ma nā hale kūʻai o nā US. I ka hoʻohuiʻana i ka hilahila,ʻo ka nui o nā loiloi a ka poʻe e hoʻomau mau ana i ka inoa Wal-Mart i kāwiliʻia, a hāʻawi i ka pūnaewele o ka pūnaewele like walpmart.com, me ka mea ua hoʻololiʻia ka pūnaewele pūnaewele i walmart.com, me kaʻole o ka hyphen .