ʻO kahiʻoihana kūʻai ma ka lawelawe kālā
I ka wā e pili ana i nā hoʻolimalima, ka hoʻomahaʻana, a me ka hoʻonaʻauaoʻana o nā keiki, makemake nā kānaka e hana me kahi luna aʻoaʻo kūikawā aʻaʻoleʻo ka mea kūʻai aku i ukuʻia no ke kūʻaiʻana i nā kikowai kūikawā, kahi kālā a me nā ukana.
Ke hele ka haʻuki i ke kūkulu hema,ʻoi aku ka maʻalahi o ka mea kūkākūkā e hōʻoluʻolu i nā aʻa o kahi mea kūʻai kālā ma mua o kaʻoihana kūʻaiʻoihana e hoʻopau ai i ka hana like.
Ma nā mea a pau e hiki ai i kēlā me kēia poʻo inoa, ua maopopo i kēlā me kēia Kālepa Kālā Kālepa maikaʻi he kuleana ko lākou i ka maopopoʻana i nāʻano o kaʻeleʻele a me ka pehea e kūʻai pono aku ai i nā lawelawe a me nā kaʻa hoʻokele i nā mea kūʻai. ʻO ka poʻe i loko o ke kahua kālā e hōʻoleʻole ana he poʻeʻoihana kūʻai lākou, keʻoluʻolu e hoʻopau i nāʻoihana ho'ākāka a iʻole i kahiʻoihanaʻoihana'ē aʻe.
Nā palapala hōʻoia
I mea e kūʻai aku ai i nā waiwai kālā, pono i nā Luna Hoʻokele Pūnaewele e laikiniʻia. ʻO nā palapala hōʻailona paʻa loaʻo ia ka Series 6,7 a me 63.ʻO kēia mau palapala hōʻailona eʻae i kahi kākā'ōlelo e kūʻai aku i nā kālā likeʻole, nā makahiki makahiki, nā kākoʻo, nā kaʻa hoʻomaha a me nā ukanaʻo kēlā me kēia. He mau'ōlelo aʻo likeʻole kekahi mau'ōlelo aʻoaʻo, e like me ke ola, ka pōpilikia, a me ke olakino.
Advanced Certifications
Ma keʻano paʻakikī e like me keʻano he 6,7 a 63 mau hoʻokolokolo, paha lākou i manaʻoʻia he mau hōʻailona hōʻailona ma kaʻoihana lawelawe kālā.
No nā mea i hana i ka holomua lōʻihi e like me ke kumukūʻai kālā a iʻole ka mea'ōlelo aʻo, hoʻomauʻia ka aʻoʻana a me ka hōʻoiaʻana he mea pono.
He nui nā Luna Hoʻokele Pūnaewele e loaʻa i kā lākou CFA a me nā palapala hōʻike CFP. ʻO ka laikini CFA no Certified Financial Analyst a me ka CFP ke kū nei i ka Certified Financial Planner. He mau palapala hōʻoia kūpono loa ia aʻaʻole loaʻa i ka loaʻaʻana he mau makahiki i kahiʻoihana lawelawe kālā.
Ma waho aʻe o kēia mau palapala hōʻoia, kekahi ma ka hoʻonaʻauaoʻoihana a loaʻa iā ChIF, aiʻoleʻo Charter Financial Consultant. Wahi a Donna Rodgers, nā lawelawe lawelawe kālā.
Pono e hoʻolālāʻia ka mea hoʻolimalima kālā i 3 mau makahiki o kaʻikeʻoihana ma kaʻoihana lawelawe kālā. Ua hoʻomākaukauʻo ChFC® i nā mea lapaʻau e mālama i nā pono o nā kānaka, nāʻohana, a me nāʻoihana liʻiliʻi. Wahi a ke KulanuiʻAmelika, loaʻa iā 51 nā hekene ka nui o nā kenehana ma mua o ko lākou mau hoa.
Hiki i ka'ōpili kālā loaʻa wale ke hoʻoikaika i nā mea he nui e loaʻa ai kēia palapala hōʻoia a me ka pono i hoʻohuiʻia no ka hoʻonuiʻana i ka mahalo mai nā hoa a me nā mea kūʻai aku.
ʻO nā Luʻi a me nā'Ōlelo
Ma mua o kēlā me kēia Main Street maʻAmelika, aia iʻoi aku kahiʻoihanaʻoihana kālā 1, i piha i ka mea hoʻokahi o nā mea kōkua a iʻole nā hoa'ōlelo aʻoaʻo, eʻimi ana i nā mea hou a mālama i nā mea kūʻai. ʻO ka hapa nui o nā'auleʻa hāʻawi i nā lawelawe kālā e like me kaʻoi o nā keʻena inikua. Hoʻokomo i kēia papa inoa i ka loaʻaʻana o nā lawelawe kālā i hāʻawiʻia e nā hui pūnaewele me kaʻike kokeʻia e kaʻoihana hoʻokūkū o kaʻoihana lawelawe kālā.
ʻO ka pahuhopu nui'ē aʻe he mau kauoha a ke aupuni a me nā rula e pili ana i kēlā me kēia Pūnaehana Pūnaewele.
E hoʻokahuli i kahi kānāwai a ke hoʻopauʻia a hoʻopauʻia paha kāu laikini.
No ka poʻe e hiki ke lanakila i ka hoʻokūkū, ke hoʻoholo nei i ka loaʻaʻana o nā palapala hōʻoia a me nā koho, a ke mālama pono nei i kā lākou hana me ka pololei, he mea kānalua nā uku. Hiki i nā mea hoʻolālā kālā ke loaʻa i nā haneli haneli haneli kālā no kēlā me kēia makahiki, a me nā mea hoʻonāukiuki, nā hoʻomaha, a me ka lukuʻana i nā hōʻailona .
ʻO kaʻoihanaʻoi aku ka mea paʻakikī i ka holomua i loko,ʻo ia ke kumu i haʻalele loaʻia ma hope o nā makahiki he kakaikahi wale nō. Hāʻawiʻia nā uku maikaʻi i ka poʻe i koe i kaʻoihana noʻelua mau makahiki aʻoi aʻe paha a makemake lākou e hana i nā hola lōʻihi a e nānā i nā mahina liʻiliʻi a hiki i ka hoʻomakaʻana eʻohi i nā pono.