Nā Mīkini Mīkini Mīkini a me nā Mea Hana ma kaʻIke Waihona
He waiwai nui nā bane no ka hoʻokele waiwaiʻAmelika, a no kaʻoihana waiwai loa ma waena o ka honua. He hana nuiʻo Bankingʻo kaʻoihana lawelawe mālama kālā , no laila, he mea kūpono wale nō i nā'aukālā i waena o nā mea hanaʻoihana ma loko o kaʻoihana kālā.
Akā,ʻo wai nā hana a me nāʻoihana i loaʻa ma kēia mahele? Eia kekahi papa inoa o nāʻanoʻoihana maʻamau i loko o kaʻoihana mālama kālā a me nā mea hana ma ia mau kāpili.
01 Keʻano Bane Waiwai
ʻO nā kāpili kūʻai kūʻai ka mea lawelawe i nāʻohana a me nāʻoihana liʻiliʻi. Hoʻolilo nā kālepaʻoihana i nā lawelawe i nāʻoihana nui a me nā hui.
Nā hana Bank Bank Bank 02
No ka lehulehu o ka poʻe kūʻai,ʻo ka poʻe hoʻolaha ukali ka pāʻoihana o kaʻoihana. A no nā poʻe noiʻimi lehulehu , liloʻana i ke kālepa kālepa he hōʻailona hoʻokomo i ka hoʻokūkū.
ʻO nā mākauʻike maikaʻi maikaʻi he kī nui, a he mea kōkua ia e lilo i "kanaka kanaka." Hāʻawiʻia ka palapala hoʻonaʻauao kūpono ma ke kula kiʻekiʻe. Pono nā loea kelepona, aʻo kaʻikeʻana i ka nānāʻana i kahi manawa e pono ai.
03 Luna Hana Lālā
ʻO nā luna loina nā mea koʻikoʻi ma loko o nā kālepaʻoihana kālepa a me nā mea kūʻai likeʻole a me nāʻoihana hoʻohui'ē aʻe. ʻO ke kaukamai kiʻekiʻe i kēia māhele he mea kūpono loa i ka noi. Hiki i kekahi mea kōkua kālā ke kōkua i nā mea kūʻai a me nā mea hoʻohana aku no nā loans a nānā i ke kaʻina hana, e like me kaʻikeʻana i ka nui o ka mea i loaʻa i ka mea kūʻai.
E nānā maʻaneʻi no kaʻike hou aku i ka mea e hoʻokomoʻia ai kēiaʻano o nā hana mālama kālā a eʻike inā paha he mea kūpono iāʻoe.
04 Kūʻai Waiwai Pūnaewele
ʻO nāʻoihana kiko'ī pūnaewele e mālama i nā pono o ka upena nui e pono ana i nā mea kūʻai, nā mea waiwai waiwai he $ 10 miliona. I ka palena iki, ponoʻia kahi kēkelē laepua e pili ana i kaʻike nui o kaʻoihana e loaʻa ai kahiʻoihana ma kēia wahi.
05 Waiwai Waiwai Waiwai
Hoʻoulu kālā nāʻaukā kālā i nā kālā no nā hui e ke kālaiʻana i ka hāʻawiʻiaʻana o nā waiwai mālama kālā e like me ke kāpena a me nā palapala hoʻopaʻa. Hāpai pū lākou i nā hui e noʻonoʻo ana i nā hui a me nā mea i loaʻa. ʻO ka hapa nui o nā'auleke kūʻaiʻoihana nui pū kekahi e hoʻokaʻawale ana i nāʻoihana kālepa . Hoʻopiha kokeʻia kēia māhele a ua uku nuiʻia.
06 Pūnaewele no ke Keʻena Waiwai
E noʻonoʻo i nāʻano hōʻailonaʻike i makemakeʻia e nāʻahahui aiʻole e hiki ke hoʻonui i kou mau kūlana o ka loaʻaʻana o keʻanoʻoihana hana āu eʻimi nei,ʻoiai inā he koho wale lākou.
He mea maikaʻi loa ka hoʻolālāʻana i nā hoʻolālā hoʻokele waiwai i ka holomua, e like me nā mea e pili ana i ka hoʻolālāʻana i ka hoʻomaha, a me ke kūlana o ka hoʻolimalima kālā e hiki ke kōkua.
07 Ke alakaʻiʻana i nā Bane
ʻO Bank of America, JPMorgan Chase, Citigroup , Barclays, a me nā mea'ē aʻe e alakaʻi i ka papa inoa o nāʻoihana alakaʻi.
08 Nonbank Kū'ē
ʻAʻole kūleʻa kēia mau keʻena, akā, hoʻolaha lākou i nā'auwina, mālama i nā hōʻai'ē kālā, aiʻole i ka hana'ē aʻe i ka hoʻopaneʻeʻana o ka hōʻai'ē hoʻolāʻihi a lōʻihi paha. Hōʻike kēia loulou i nā hōʻike o kekahi o nā mea nāna e hāʻawi kālā a me nā hana kūpono a lākou e mōhai aku nei.
09 Hui Waiwai Waiwai
ʻO Merrill Lynch , Goldman Sachs , Morgan Stanley, Deutsche Bank, UBS , JPMorgan, Smith Barney, Wells Fargo , a me nā mea'ē aʻe.
10 Kānāwai Waiwai
ʻO ke kāpena ukiuki heʻoihana i hoʻoponopono nuiʻia, a no kaʻike pinepineʻoleʻia o nā hana lawelawe me nā keʻenaʻoihana o ke aupuni.
I kekahi manawaʻo ka hoʻomakaʻana o kahiʻoihana me nā mea mālama kālā e hiki ke wehe i nā puka e hāpai ai i nā hana kīkei o nāʻoihana kūikawā a me ka hewa. E mālama iāʻoe iho me nā keʻena alakaʻi alakaʻi a me nā mea a lākou e hana ai.